Topstep vs Tradeify
Published futures evaluation rules side by side, from the sources listed on each firm page. No verdict: which rules suit you depends on how you trade.
Topstep rules as of Tradeify rules as of How we source this
| Rule | Topstep | Tradeify |
|---|---|---|
| Plans | 2: Trading Combine — Standard; Trading Combine — No Activation Fee | 3: Growth; Select; Lightning Funded (no evaluation) |
| Account sizes | $50K, $100K, $150K | $25K, $50K, $100K, $150K |
| Drawdown types | End-of-day trailing | End-of-day trailing |
| Drawdown | $2,000–$4,500 | $1,000–$5,250 |
| Daily loss limit | $1,000–$3,000 (optional) | $600–$3,750; none on Select; not published for some sizes |
| Evaluation profit target | $3,000–$9,000 | $1,500–$9,000; no-evaluation accounts: first payout goal $1,500–$9,000 |
| Max contracts | 5–15 | 1–12 |
| Fees | monthly evaluations $49–$229/mo | one-time evaluations $99–$369; accounts with no evaluation $345–$796 one-time |
| Activation fee | None to $149 | None |
| Payout split | 90/10 | 90/10 (sim funded); 80/20 (Elite Live) (Growth); 90/10 (sim funded) (Select); 90/10 (Lightning Funded (no evaluation)) |
| Rules checked | 27 Oct 2026 | 27 Oct 2026 |
Ranges cover every plan each firm offers. Fees are list prices in US dollars before promotions; "—" or "not published" means the firm doesn't publish the value in a form we could read. Accounts with no evaluation are bought straight into the funded stage; their target is the first payout goal.
What's different
- Tradeify has a plan with no daily loss limit (Select).
- Topstep's daily loss limit is optional, chosen at purchase.
- Topstep sells monthly evaluations; Tradeify does not.
- Tradeify sells one-time evaluations; Topstep does not.
- Tradeify sells accounts with no evaluation; Topstep does not.
- Tradeify offers $25K accounts; Topstep does not.
What's the same
- Both use an end-of-day trailing drawdown on at least one plan.
- Both offer $50K, $100K and $150K accounts.
At a $50K account
| Firm and plan | Max contracts | Daily loss limit | Drawdown | Drawdown type | Profit target | Fee |
|---|---|---|---|---|---|---|
| TopstepTrading Combine — Standard | 5 | $1,000 (optional) | $2,000 | End-of-day trailing | $3,000 | $49/mo |
| TopstepTrading Combine — No Activation Fee | 5 | $1,000 (optional) | $2,000 | End-of-day trailing | $3,000 | $95/mo |
| TradeifyGrowth | 4 | $1,250 | $2,000 | End-of-day trailing | $3,000 | $145 once |
| TradeifySelect | 4 | None | $2,000 | End-of-day trailing | $3,000 | $165 once |
| TradeifyLightning Funded (no evaluation) | 4 | $1,250 | $2,000 | End-of-day trailing | $3,000first payout goal | $492 once |
Questions
- What is the difference between the drawdown at Topstep and Tradeify?
- Topstep: Trading Combine — Standard: end-of-day trailing, $2,000–$4,500; Trading Combine — No Activation Fee: end-of-day trailing, $2,000–$4,500. Tradeify: Growth: end-of-day trailing, $1,000–$5,000; Select: end-of-day trailing, $1,000–$4,500; Lightning Funded (no evaluation): end-of-day trailing, $1,000–$5,250. Rules checked 27 Oct 2026 (Topstep) and 27 Oct 2026 (Tradeify); the sources are listed on each firm page.
- Do Topstep and Tradeify have a daily loss limit?
- Topstep: Trading Combine — Standard: $1,000–$3,000 (optional, chosen at purchase); Trading Combine — No Activation Fee: $1,000–$3,000 (optional, chosen at purchase). Tradeify: Growth: $600–$3,750; Select: none; Lightning Funded (no evaluation): $1,250–$3,000, not published for some sizes. Rules checked 27 Oct 2026 (Topstep) and 27 Oct 2026 (Tradeify); the sources are listed on each firm page.
- How much do Topstep and Tradeify charge?
- Topstep: monthly evaluations $49–$229/mo. Tradeify: one-time evaluations $99–$369; accounts with no evaluation $345–$796 one-time. Promotions change fees. Rules checked 27 Oct 2026 (Topstep) and 27 Oct 2026 (Tradeify); the sources are listed on each firm page.
- What payout split do Topstep and Tradeify offer?
- Topstep: 90/10. Tradeify: 90/10 (sim funded); 80/20 (Elite Live) (Growth); 90/10 (sim funded) (Select); 90/10 (Lightning Funded (no evaluation)). Rules checked 27 Oct 2026 (Topstep) and 27 Oct 2026 (Tradeify); the sources are listed on each firm page.
- How many contracts can you trade on a $50K account at Topstep and Tradeify?
- Topstep: Trading Combine — Standard 5; Trading Combine — No Activation Fee 5. Tradeify: Growth 4; Select 4; Lightning Funded (no evaluation) 4. Rules checked 27 Oct 2026 (Topstep) and 27 Oct 2026 (Tradeify); the sources are listed on each firm page.
Other comparisons
Topstep vs
Tradeify vs
Rules as of 27 Oct 2026. All firms by account size: side by side. Firms change their rules; check the firm's current terms before buying an evaluation.